Terms & Disclosures

General information, not an insurance contract

This website introduces insurance consulting topics and provides a way to contact Long Island Insurance Service. Its content is general information, not a policy, binder, quotation, legal opinion or personalized recommendation to buy, change or cancel insurance.

No coverage is created by an inquiry

Submitting a form, sending an email or taking part in a consultation does not bind, amend, renew or cancel coverage. Any transaction and effective date must be confirmed through the appropriately authorized insurer or representative. Actual policy wording, endorsements and relevant circumstances determine the applicable coverage.

Consulting scope and availability

Service descriptions are introductory. The available service, applicable licensing, scope of work, required information, timing and any fees must be confirmed before an engagement begins. An inquiry does not by itself establish an appointment or a consulting agreement. No free consultation, premium saving or claim outcome is promised on this website.

Claims, payments and deadlines

The contact form is not a claims-reporting, payment or emergency channel. Contact the insurer or authorized representative shown on your policy for an active claim, cancellation notice, payment obligation or urgent coverage issue. A website inquiry does not pause a deadline.

Professional advice and external resources

Matters requiring legal, tax or other specialist advice should be referred to the appropriately qualified professional. External links are provided for convenience and do not establish an affiliation or endorsement. Confirm current information with the organization responsible for it.

Illustrations and business information

Illustrative and AI-created imagery is used for presentation and does not depict our clients, staff or office. The website does not claim unverified insurer appointments, awards, client counts or professional credentials. Confirm the identity and authorization of the professional involved before engaging a regulated service.

Contact and privacy

Questions about these disclosures can be sent to info@longislandinsuranceservice.com. Please review the Privacy Policy before submitting an inquiry and do not send sensitive documents through an initial message.